Life Cover Calculator
Estimate the life cover amount your family would need to maintain their lifestyle if you were no longer there to provide for them.
Life Cover Summary
Enter your details below to see your results
⚠️ Estimates only. This calculator is a starting-point guide. Your exact cover needs depend on your specific financial situation. Consult an FSCA-registered financial adviser for a personal needs analysis.
Calculate My Life Cover Need
Request a quote
Share what you need and compare suitable options from providers.
Free Quote Request
Get Matched with Finance Providers
100% free · No obligation · Response within 24 hours
1
Select Finance Product2
Application3
Login / Register4
Upload Docs5
LocationWhat finance do you need?
Select a category
How This Calculator Works
The calculator uses a simple income-replacement approach:
- Income replacement — your annual income × years to replace.
- Debt clearance — adds outstanding debts so your family is not left with repayments.
- Education fund — a one-off provision for dependants' education costs.
- Existing cover offset — deducts cover you already hold to show the additional gap.
Outputs are indicative estimates for planning purposes only and do not constitute financial advice.
Download the Finance EzyFind App
