Compare Loans in South Africa
Business loans, personal loans, home loans and more — compare rates from 500+ verified lenders and apply in minutes.
Loan Types We Cover
Browse by loan category to find providers that specialise in the finance you need.
Business Loans
Working capital, expansion finance and term loans for SMEs and established businesses across South Africa.
Personal Loans
Unsecured personal loans from registered credit providers. Quick approval, competitive rates.
Home Loans
Compare mortgage and bond options from major banks and specialist home loan providers.
Vehicle Finance
Finance for cars, bakkies, trucks and commercial vehicles. Compare balloon payments and fixed terms.
Invoice Finance
Unlock cash tied up in unpaid invoices. Invoice discounting and factoring for growing businesses.
Start-Up Loans
Funding for new businesses including SMME grants, development finance and angel lending.
Not sure which loan is right for you?
Answer a few quick questions and we'll match you with the best lenders for your situation — free, with no credit check.
Find My Best Loan OptionFrequently Asked Questions
What documents do I need to apply for a business loan?
Typically you need 3–6 months bank statements, latest financial statements, company registration documents, and director ID copies. Requirements vary by lender.
How quickly can I get a loan approved?
Some lenders offer same-day approval for amounts under R500,000. Larger loans typically take 3–10 business days depending on the lender and your documentation.
What is the interest rate on a business loan in South Africa?
Business loan rates typically range from prime rate to prime + 15%, depending on your credit profile, business turnover, and loan term. Use our loan calculator to compare.
Can I apply if I have bad credit?
Yes — some lenders specialise in bad credit loans or assess your application based on cash flow rather than credit score. Finance EzyFind matches you with the right lender.
Rates are indicative and subject to change without notice. Finance EzyFind is a free comparison and matching service — not a lender or credit provider. All lending is subject to the National Credit Act (NCA). Please borrow responsibly.
Download the Finance EzyFind App
A simpler way to prepare your application
Finance EzyFind acts as an aggregator. Complete one application and we submit it to suitable banks and finance providers on your behalf, much like a bond originator does for home loans. You do not need to start a separate application with each provider. For supported home-loan applications, AI can read documents such as bank statements and payslips, fill in details it can identify, and summarize income, expenses, and affordability for you to check. You stay in control and should correct anything that is missing or wrong.
For home-loan requests, the affordability summary can help you discuss practical ways to strengthen your application over the next month, three months, or six months. These are planning timeframes, not a promise of approval; document analysis and provider requirements vary by product.