POS Card Machines
Compare POS Card Machines in South Africa
Find the right card machine for your business. Compare Yoco, iKhokha, SumUp and bank-provided POS systems — hardware prices, transaction fees and contracts.
POS Machine Comparison
Indicative rates — verify directly with each provider
| Provider | Transaction Fee | Hardware | Best For |
|---|---|---|---|
| Yoco | 2.95% per tap | R999 | Most popular for small businesses |
| iKhokha | 2.75% per swipe | R999 | No monthly fees, flexible pricing |
| SumUp | 1.75% per transaction | R2,099 | Lowest transaction fee option |
| Nedbank POS | From 1.5% | Free (business account) | Best for Nedbank clients |
| FNB Pay@ | From 1.8% | Monthly fee applies | Full POS + banking integration |
| Peach Payments | Custom pricing | Free | Best for high-volume merchants |
Rates as of April 2026. Subject to change.
POS Machine FAQs
What is the cheapest card machine in South Africa?+
Yoco and iKhokha offer card machines from R999 with no monthly fees. SumUp offers the lowest per-transaction fee at 1.75% but has a higher hardware cost. The cheapest option depends on your transaction volume.
Do I need a business bank account for a POS machine?+
Most providers (Yoco, iKhokha, SumUp) only require a South African bank account — personal accounts are accepted. Bank-provided POS systems (Nedbank, FNB) typically require a business account.
How long does it take to receive a card machine?+
Yoco and iKhokha typically deliver within 3–5 business days. Bank POS machines can take 5–10 business days after account approval. Same-day collection is sometimes available from select retailers.
Can I accept tap-to-pay and QR payments?+
Yes. Most modern POS machines from Yoco, iKhokha and SumUp support contactless tap (NFC), chip & PIN, swipe and QR code payments. Check the specific model before purchasing.
Finance EzyFind is a free comparison service — not a bank or payment provider. Pricing is indicative and subject to change. Verify all fees directly with the provider before purchasing.
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