Best POS Machines in South Africa 2026

Compare card machines and POS devices by price, fees, connectivity, and use case — find the right solution for your South African business.

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POS Machines Compared

Hardware prices and transaction fees are indicative. Always verify current pricing with the provider.

Device	Hardware Price	Transaction Fee	Connectivity	Receipt Printer	Best For
Yoco Khumo 2 Yoco Top Pick	R699	2.3% falling to 1.2%	Check current device specifications	Check current device specifications	Small businesses looking for a standalone card machine
Yoco Khumo Print 2 Yoco Built-in Printing	R1,399	2.3% falling to 1.2%	Check current device specifications	Check current device specifications	Businesses that want a card machine with printing
Yoco Counter + Neo Touch bundle Yoco POS Bundle	From R3,599	2.3% falling to 1.2%	Counter + Neo Touch bundle	Check current bundle specifications	Retailers looking for a counter POS bundle
iKhokha Pro iKhokha Best Value	R499	2.75% (standard) / 1.75% (with monthly plan)	Bluetooth + WiFi	Not built-in (optional)	Cost-conscious SMEs, mobile sellers
SumUp Solo SumUp Low Fees	R2,299	2.25%	4G + WiFi	Built-in	High-volume merchants needing low rates
iKhokha Tap-on-Phone iKhokha No Hardware	R0 (app-based)	2.75%	NFC on Android phone	Digital receipt only	Ultra-low startup cost, Android users

POS Machine Buying Guide

Transaction Volume

High-volume merchants should prioritise lower per-transaction fees. Low-volume businesses can accept slightly higher rates to avoid monthly fees.

Mobile vs Fixed

Do you need to move around? A Bluetooth card reader paired with a phone suits mobile sellers. A standalone WiFi/4G device suits fixed checkout points.

Receipt Printing

Many customers still want a printed receipt, especially in retail or hospitality. Choose a device with a built-in printer if this matters to your customers.

Settlement Speed

Most SA card readers settle in 1–3 business days. iKhokha and SumUp offer competitive settlement timelines — always verify current terms.

Software / Back Office

Consider what reporting, inventory, and analytics features come with the device. Yoco and iKhokha both offer merchant dashboards.

Frequently Asked Questions

What is the cheapest POS machine in South Africa?

iKhokha Tap-on-Phone has no hardware cost. Yoco’s current standalone machine option listed here is Khumo 2 at R699; Khumo Print 2 is R1,399.

Which POS machine has the lowest transaction fee?

Yoco rates start at 2.3% and fall to 1.2%. iKhokha's paid monthly plan reduces fees to 1.75%, while SumUp lists 2.25%. Compare provider terms and transaction volumes to find the best fit.

Do I need a business bank account for a POS machine in South Africa?

Yes. Settlement funds are paid into a business or personal bank account. Most providers accept both, but a business account is recommended for accounting and SARS purposes.

Can I use a POS machine without internet in South Africa?

Most modern card machines require an internet connection (WiFi or 4G SIM) to process transactions. Some have offline queueing, but you should always ensure connectivity.