Asset Finance South Africa

Finance the equipment, vehicles, and machinery your business needs — without depleting working capital.

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What finance do you need?

Select a category

Asset Types We Can Finance

🚛

Commercial Vehicles

Trucks, vans, bakkies, and fleet finance

🏭

Manufacturing Equipment

CNC machines, production lines, conveyors

🖥️

IT & Technology

Servers, laptops, CCTV, telecoms infrastructure

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Construction Plant

Excavators, cranes, scaffolding, earthmovers

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Medical Equipment

Diagnostic devices, dental chairs, theatre equipment

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Agricultural Equipment

Tractors, irrigation, harvesters, agri implements

FAQs

How does asset finance work in South Africa?+

Asset finance allows you to acquire equipment or vehicles by using the asset itself as security. You pay instalments over 12–72 months. At the end of the term, ownership transfers to you (or you return/refinance under an operating lease).

What is the difference between a finance lease and an instalment sale?+

With a finance lease, the asset stays on the lender's balance sheet — you use it and pay for it. With an instalment sale, the asset appears on your balance sheet from day one. Both options are available through Finance EzyFind.

Can I finance second-hand equipment?+

Yes. Most South African asset finance lenders will fund used equipment up to a certain age (typically under 10 years). A valuation may be required.

Ready to finance your assets?

Get matched with SA asset finance providers — flexible terms, free to compare.

🔒 SSL Secured✅ POPIA Compliant🏦 NCR Registered Lenders📅 Last updated: April 2026

Rates are indicative and subject to change without notice. Finance EzyFind is a free comparison and matching service — not a lender or credit provider. All lending is subject to the National Credit Act (NCA). Please borrow responsibly.

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A simpler way to prepare your application

Finance EzyFind acts as an aggregator. Complete one application and we submit it to suitable banks and finance providers on your behalf, much like a bond originator does for home loans. You do not need to start a separate application with each provider. For supported home-loan applications, AI can read documents such as bank statements and payslips, fill in details it can identify, and summarize income, expenses, and affordability for you to check. You stay in control and should correct anything that is missing or wrong.

For home-loan requests, the affordability summary can help you discuss practical ways to strengthen your application over the next month, three months, or six months. These are planning timeframes, not a promise of approval; document analysis and provider requirements vary by product.