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Apply for a Business Loan in South Africa

Compare offers from 50+ lenders. Get pre-qualified in 60 seconds with no credit check required to start.

What type of loan do you need?

Cover day-to-day operational costs and bridge cash flow gaps.

Fixed repayment period loans for equipment, expansion, or investment.

Get up to 90% of outstanding invoice values within 24 hours.

Finance machinery, vehicles and equipment with structured repayments.

Advance against future card sales — no fixed monthly repayment.

Purchase or develop commercial property with tailored mortgage solutions.

One application. Multiple lender offers. You choose the best deal.

Annual turnover, time in business, loan purpose and amount needed.

Our platform identifies lenders most likely to approve your profile.

See actual rates, terms and repayments from multiple lenders at once.

Choose the best offer and receive funds directly into your business account.

📅3+ months in business

💰R50,000+ monthly turnover

🏦Business bank account

📋CIPC registered company

📄3 months bank statements

🪪SA resident directors

Requirements vary by lender. Some lenders offer finance to newer businesses or those with lower turnover.

Use our free business loan calculator to understand what monthly repayments look like before you apply.

See profiles, rates, and reviews for all verified business lenders on Finance EzyFind.