Compare Retirement Calculators
Adjust one set of inputs — pension fund, retirement annuity, and two-pot system all update live. See which is best for your situation.
Your Details — shared across all 3 calculators
Your own contribution only
For RA tax saving
For pension fund only
Best total value
🏦
Pension Fund
Projected value at age 65
R 10 265 683
Est. monthly incomeR 34 219/mo
Employer bonus value+R 508 610
💼 Includes employer match of 7.5% (R 225/mo)
📈
Retirement Annuity
Projected RA value at age 65
R 9 757 074
Est. monthly incomeR 32 524/mo
Annual tax saving+R 12 960
🧾 Max deductible: R 36 000/year (36% rate)
🪣
Two-Pot System
Total projected at age 65
R 9 757 074
Retirement potR 7 199 025
Savings pot (accessible)R 2 558 049
Est. monthly incomeR 23 997/mo
🪣 Savings pot: 1 withdrawal/year (min R2,000), taxed at marginal rate
Side-by-Side Summary (30 years to retirement)
| Metric | Pension Fund | Retirement Annuity | Two-Pot |
|---|---|---|---|
| Projected value | R 10 265 683 | R 9 757 074 | R 9 757 074 |
| Monthly retirement income (est.) | R 34 219/mo | R 32 524/mo | R 23 997/mo |
| Employer contributions | +R 508 610 | None | None |
| Annual tax saving | Tax deductible (27.5%) | R 12 960/yr | Tax deductible (27.5%) |
| Pre-retirement access | Savings pot only | Savings pot only | Savings pot (1/yr) |
| Employer link required | Yes | No | No |
* Projections are estimates for educational purposes. Returns are not guaranteed. Finance EzyFind does not provide financial advice. Always consult a certified financial planner (CFP) before making retirement decisions.
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